Karma Sathi Prakalpa Subsidy Loan Apply for Rs. 2 Lakhs

Karma Sathi Prakalpa Subsidy Loan Apply for Rs. 2 Lakhs: Government of West Bengal Organised a Subsidy loan scheme who called "Karma Sathi Prakalpa" for support to youth to do and grow them Micro, Small and Medium business through Micro, Small and Medium Enterprises and Textiles Silpa Sadan Department. Applicant can apply Online or download application form through www.karmasathi.wb.gov.in. Any interested candidate in the age of 18 to 50 years can apply this scheme. Benefit loan amount maximum Rs. 2 lakhs. Loan Benefit, Eligibility, Required Document, How to Apply, Important Information and Contact are given below.

Karma Sathi Prakalpa Subsidy Loan Online Apply or Download Application Form

Loan Organiser: West Bengal Government
Loan Purpose: Business
Loan Amount: Maximum Rs. 2 Lakhs
Age Limit: Between 18-50
Apply Mode: Online or Offline
Official Website: www.karmasathi.wb.gov.in

Loan Benefit

  • Loan amount up to Rs. 2,00,000/-
  • 15% Subsidy of the project cost  to a maximum of Rs. 25,000/-
  • 50% Interest subsidy for timely repayment of interest to the Co-operative Bank for maximum duration of 3 years and 40% Interest subsidy all other cases for maximum duration of 3 years.

Eligibility Criteria for Karma Sathi Prakalpa Scheme

  • Only one candidate from a family (Parents and Wife) can apply this scheme
  • Age Between 18-50 years any intended or potential entrepreneur can apply
  • Applicant must be passed class 8th
  • Preference will be given to interested candidates who are registered with the Employment Bank
  • Any new income generating activity adopted for self-employment in manufacturing, services will be eligible for the scheme

Own Contribution

  • If project cast is up to Rs. 50,000/- then applicant must be have 5% of the project cast
  • If project cast is above Rs. 50,000/- to 2 lakhs then applicant must have 5% for SC / ST / Women / Differently abled / Minority communities and 10% of the project cast for others.

Regard Document

  • Identity Proof (Aadhaar Card, Voter's ID Card, Pan Card, Passport, Driving Licence etc.)
  • Address Proof (Aadhaar Card, Voter's ID Card, Passport, Electric Bill etc.)
  • Class 8th pass certificate
  • Age Proof  Certificate
  • Copy of SC/ST/Differently abled/Minority certificate, If applicable
  • Project Report

How to Apply for Karma Sathi Subsidy Loan

  1. Visit to official website www.karmasathi.wb.gov.in
  2. Click on "Apply Online" A new page will be open with a form which you need to fill
  3. Enter some besic details 
  4. Compare the loan offers from the various partner lenders and pick the one that suits you best

Important Information

  • Before Submit application check all details official website
  • Any problem contact nearest BDO or SDO Office


Department of Micro, Small & Medium Enterprises and Textiles
Shilpa Sadan, Camac Street, 7th Floor, Kolkata-700016
Call: 033 2248 9666
E-Mail: dir.msse-wb@nic.in
Website: www.karmasathi.wb.gov.in

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